Wednesday, 28 January 2009

In Answer To A Couple Of Questions About Debt Write-off

First Questions…

Today I was asked about loans in Ireland and if we can help people in the Republic get their debts written off legally and ethically as we can in the UK.

Unfortunately this is not possible at this time, because the laws in Ireland are not the same as in the UK, so the same process doesn't work there. It is a shame because in the research I have been doing over the last 18 months, I have come to realise that the way money is used as a form of bondage, not just for Third World countries but also for individuals in the First World, I have really become a little evangelical about it. It is similar to the way that doctors in Victorian times thought that it was healthy for people to smoke tobacco and take opium on a daily basis; today it is perpetual debt that is the curse of human life. In Victorian times people became addicts to drugs, thinking it was good, now people have become trapped by debt in the same way. See the move “Money as Debt” on our website. http://www.ideservedebtfreedom.com/index.php?name=moneyasdebt

Second Questions…

I was also asked about whether debt write-off would damage your credit rating. That partly depends on the technique used and the attitude of the bank. We use a system that seeks to avoid any adverse reports and ends in your credit rating being cleaned up on completion of the process. The unfortunate fact is that, even though it is completely illegal, the banks will endeavour to damage your credit rating. However, once the process is complete and they have been forced to write off the debt, your credit rating is then cleared up.

I have been amazed at the cavalier disregard the banks have to the law, which is why they are in this crazy position whereby about 85% of the loans they have made over the past decades are completely unenforceable.

I truly believe that the actions of individuals to hold them accountable will finally force them to obey the law and treat customers with respect.

As I said in one of my previous posts, Paul Flynn, MP for Newport West commented in the House of Commons, "Having checked the numbers of robberies and muggings in the past year, I can say with certainty that the public are much more likely to be robbed by the financial services industry than by burglars or muggers. The difference is that criminal theft is usually a single event, but robbery by financial institutions continues every week for decades." (Hansard Report – 11th June 2002). This is the simple truth, crazy as it sounds, but true all the same.

My single aim is to set as many people as possible free from personal debt, so if you or anyone you know needs help let me know, I really want to help.

To your freedom!
Chris
http://www.IDeserveDebtFreedom.com

Tuesday, 20 January 2009

How To Make Money By Helping Others ...

Did you know that a recent study suggested that the quickest way to a high income is to help people solve problems in their lives?

It is becoming increasingly apparent that the debt crisis in the UK is far deeper than many previously thought. And it is a problem that is increasing daily.

Did you know that Britain's personal debt is increasing by £1million every 5 minutes? Did you also know that over 300 people are going bankrupt every day; that’s about one person every 4 minutes?

The problem with the banks is very much about the way in which they have been lending money for more than 25 years. Their lack of consideration for simple economics has lead to a cash-flow crisis that is now being bridged by both existing lenders and the tax payer.

For example, some MBNA card holders are facing shock interest charges as high as 35% when their 0% deals come to an end, and American Express now has interest rates as high as 46%.

The only real solution for most ordinary people is to get out of debt as quickly as possible, and the government has thrown every one of us a helping hand by clarifying the requirements of the banks. This is where you come in, now you can become a claims management Agent and earn real money by helping others.

"Failure by a lender to observe strictly, the intricate requirements of the Act can lead to a loan being completely unenforceable with no right of restitution or other form of relief"
Lord Justice Clarke, 2002

What this means is that ordinary people can get all their debts written off, without having to repay a single penny more; completely legally and ethically.

Paul Flynn, MP for Newport West commented in the House of Commons, "Having checked the numbers of robberies and muggings in the past year, I can say with certainty that the public are much more likely to be robbed by the financial services industry than by burglars or muggers. The difference is that criminal theft is usually a single event, but robbery by financial institutions continues every week for decades." (Hansard Report – 11th June 2002)

Getting out of debt is a not just about personal freedom; it is also about helping the economy. After all if you are not paying your hard earned wages to the banks, you will be out spending it and boosting the retail sector and creating employment, or saving it and thus creating much needed investment capital.

The process of clearing un-enforceable credit agreements is fast and for most people far more painless than paying them.

Now you can earn a substantial income by help individuals and the economy. Take a look at our website at: http://www.IDeserveMoneyNow.com

We are also hosting a conference call to explain in detail about how this works and what it can do for you. So if you are interested in finding out more decide which call you want to join now:

Wednesday evening, 21st January 2009 at 8pm GMT.
Telephone: 0844 84 84 84 0
Participant passcode: 67306

Tuesday afternoon 27th January 2009 at 2pm GMT.
Telephone: 0844 84 84 84 0
Participant passcode: 67306

Thursday evening 29th January 2009 at 8pm GMT.
Telephone: 0844 84 84 84 0
Participant passcode: 67306

You will be amazed at just how easy it can be.

To your wealth and success,
Chris

P.S. Clearing your own debts is just as easy, take a look at http://www.ideservedebtfreedom.co.uk

P.P.S You can keep up to date with the Agent Information calls at: http://www.IDeserveDebtFreedom.com/calls.html

P.P.P.S You can review the details of becoming an Agent at: http://www.IDeserveMoneyNow.com

Tuesday, 13 January 2009

Have you ever felt like life would be much easier without debt?

How much money do your debts cost you each month?
What would you do with that money if you weren’t paying it to the banks?

The simple truth is that life should not be about working 40 hours a week to pay the banks; life is about doing the things that bring you happiness.

I learned the hard way that life does not always go the way you want it to and that sometimes the road can suddenly turn and take you in a direction you don’t want to go. When my business started to struggle it was a simple matter of investing a little extra money to see it through the rough times and push on to the better times. Unfortunately the good times didn’t come and soon it was a case of keeping the business going to make sure that the debts were paid, which is not the right reason at all.

In the end I lost everything, but I decided that I would make sure that I learned enough about the way money works to make sure I never have to suffer like that again. Now I realise that if I had known what I know now I never would have had to loose anything, I could have fought the banks and I am sure I would have won!

Now all I can do is work to help ensure nobody else has to needlessly suffer the way I did. The team of specialist we have put together have many years of experience in the sectors of finance, banking, litigations and negotiation. This means that we have developed a unique way of approaching the banks that means that we avoid going to court in most cases and have so far achieved a 100% success rate on every case we have accepted. Check out http://www.IDeserveMoneyNow.com now.

It is my sincerest wish that we are able to help every one that we can and to set people free to live more fulfilling and rewarding lives.

To your financial freedom,
Chris

For more background information goto : http://www.IDeserveMoneyNow.info/

Tuesday, 6 January 2009

2009 could be the best year for you.... Debt Free

Do you know someone who is struggling with debt? Maybe yourself? Working long hours just to keep your head above water? Then you are not alone!

Did you know that January is the busiest time of year for people seeking solutions for debt problems? Unfortunately many seek help such as Bankruptcy, IVA, Debt Management, Debt Consolidation. This is because most people do not know that the majority of unsecured, personal debts are not valid and do not need to be repaid…. And of course the banks don’t want you to know it.

"Failure by a lender to observe strictly, the intricate requirements of the Act can lead to a loan being completely unenforceable with no right of restitution or other form of relief" - Lord Justice Clarke, 2002

You may have started to notice an increase in the number of companies around offering solutions to debt, and an increase in the amount of advertising by banks and loans companies trying to sell new debts.

Lenders over the past few years have increasingly been offering secured consolidation loans for unsecured debts, shifting debts from unenforceable agreements like credit cards into what the lenders believe to be more secure enforceable loans. Do not risk losing your home because you have not been able to repay your unsecured credit debts.

It is a sad fact that debt is an increasing problem, one that is destroying the lives of more and more people. This year it is expected that more people will be forced into personal bankruptcy than ever before, averaging over 300 people every day!

The simple truth is that for many of these people, bankruptcy, IVA, Debt Consolidation or Debt Management, are not needed because the alleged debts they are suffering under do not actually exist. Sounds amazing doesn’t it, but it’s true.

Whilst navigating the legalities of these alleged agreements is a specialist task, once the banks know that the irregularities have been exposed they often simply write-off the debt there and then.

If you are wondering if your alleged debts or the alleged debts of someone you care about can be completely written-off, quickly, legally and ethically, check out the site at: http://www.IDeserveDebtFreedom.com/

We have recently added another video called Zeitgeist Addendum in the Information section, a video I would highly recommend that you watch.

To your freedom,
Chris

P.S. If you are looking for an additional income, maybe you could qualify as an agent, take a look at http://www.IDeserveMoneyNow.com

Sunday, 28 December 2008

Eliminating debt in 2009! The fast easy way.

The Christmas turkey has all gone the last of the mince pies have been eaten and the bin is stuffed full of Christmas wrapping paper.

All the relatives have been visited and it is time to start thinking about 2009. In a few weeks those Credit card bills are going to hit the carpet and it is going to be time to start paying the devil his dues .... or is it?

It is a fact many people only pay the minimum payment on their credit cards each month. Most people have more than 1 credit card and in fact there are over 32.5million credit cards in issue in UK carrying over £56 Billions of debt with a total credit card limit of over £177 billion.

The most amazing part of all this is that most of this money does not legally have to be paid!

Now there aren’t many banks that want you to know that, in fact they are keen to try to keep it quiet. It has been known by a select few for several years now, and it is only very recently that the wider public are beginning to find out.

So, if you have any credit cards, store cards or personal unsecured loans that were started before 6th April 2007, then there is a very good chance that you do not have to pay them at all .... completely legally and ethically!

But - (I hear you ask) ....

o How can you find out for sure?
o How do you get the bank to admit that you don’t owe them any money?
o What are the legal reasons why this money is not legally owed by you?
o In what way did the bank get it wrong?
o Who’s money was it that you received anyway?
o Did the bank actually lend you any money at all?
o Did the bank alter your agreement after you signed it without your knowledge or consent?
o Does the bank actually owe you money instead of the other way around?

The answers to these questions, and many more, require specialist investigation, but the process of finding out does not take long and it does not require you to take any risks.

The truth about how the banking system really works is actually much stranger than you might think and it so amazing that it defies belief when you first find out.

Take a look at the information section at http://www.ideservedebtfreedom.com/index.php?sm=1&name=moneyasdebt

Once you have taken a look you can always give me a call if you want to find out more on 0759 554 8271, or send me a message.

To your prosperity,
Chris Ball.

PS. If you are looking for an extra income and you want to help others to become free, maybe you could become an agent - take a look at: http://www.IDeserveMoneyNow.com/

Friday, 24 October 2008

Enjoying The Fruits of Freedom

Well, my cruise is coming to an end, we dock in Ft Lauderdale tomorrow morning. I have been to the Bahamas, Jamaica and Grand Cayman, all of which were great. I watched a carnival in The Bahamas, went swimming with dolphins and climbed a waterfall in Jamaica, and relaxed on a beach in Grand Cayman. The rest of the time I have been relaxing and pampering myself, eating food or enjoying the entertainment on board ship.
Just about everyone can enjoy an environment or calm relaxation with the choices of activities there are here. The great thing is that I am building many happy memories.

At the end of your life you will not remember everything in you have done, only the special moments and special events. Well I have been building some great memories.

My advice to you is simple, don't wait until you are too old to enjoy it, take the steps you need to build the memories and take the trips you want - NOW!

For as long as you let money be an obstacle instead of a tool to your enjoyment of life you can never truly be free. Remember there is more money in the world than you could ever imagine, and it is only a simple decision away from you, but you know that already.

Time cannot be reclaimed, opportunities once missed cannot be taken. And it is a good thing to wonder where you life is going and what your are aiming for.

I am committed to enjoying my life and make it an immensely happy and abundant one. No matter which opportunity you choose, make sure it is one that can take you where you want to go NOW, not years from now. I made that mistake for many years, I built a business, always saying that soon it will be right to reap the rewards and enjoy the fruits of my labours, but that day did not come.

In the end I closed my business in order to set myself free, what do you need to do to set yourself free?

life is truly wonderful, when you take the time to enjoy it. You already know the importance of financial freedom and at some level you are ready to take the steps necessary to set yourself free now.

I am really looking forward to getting home now, to see my children and my girlfriend. My energy is high and I have so much to tell them. I look forward to chatting with you again soon.

All the Best,
Chris
http://www.IDeserveMoneyNow.com/

Thursday, 9 October 2008

Don’t crash and burn like I did! – Learn from my lessons!

In every recession and financial crisis there are those that succeed and those that are left by the side of the road. Throughout history it has been shown that times of change separate the winners from the losers, those who can adapt to change and those that are left behind. As you are reading this, you may be looking for more in your life; you may be looking for something new that will change your life for the better. And if so you will begin to understand that you are at a turning point in your life, a time when you are finally ready to make the changes you want. Those changes are to build a better life for you and for others.

In don’t know about you, but I’m sure that an extra £2,000 to £20,000 per month would make a real difference to most people’s lives, just as it has to mine. In fact my life has changed beyond measure since I learned a few simple techniques needed to make this happen.

There are a number of things I have learned over the years that have helped me to stay away from scams and systems that never work and instead to focus on the real opportunities that do work.

What I have learned that never worked for me:
o There are no real get rich quick schemes in this world – what ever you want to do you are going to have to give up something else to achieve it, whether that is time, money or a combination of both.
o 95% of the people that do MLM businesses can’t make a living from it – so I won’t spend my precious time on them, not just because they have not worked for me in the past but also because I only want to promote ideas that I can pass on to others and have them succeed.
o If a system is quoted as 100% automated then it will not work. This is because it will very quickly become over subscribed and therefore stop working and also, because the world is a constantly changing place, what worked yesterday will not necessarily work tomorrow.
o Much like the first lesson, I have learned that you can never get anything of real value for nothing. Life changing results need to have real input from you to achieve.

So with that in mind, what types of opportunities do work?

This is a very interesting question, and one that I have honed and refined over a number of years, so much so that it is now easy to know the answer to the becoming wealthy, whilst also enjoying a truly abundant life.

How would it be that you now also make the shift in your life that will allow you to enjoy real financial and lifestyle freedom too.

Allow me to share with you a few simple easy to duplicate ideas and distinctions that have allowed me to change my life. A life of where I was working 60 hours a week and just getting by to one where I now work less than a third of that time and am enjoying travelling the world and dedicating time to create magical moments with my family and friends.

o Always do work that will have a lasting change on your circumstances. What I mean by this is work that you do once and continue to benefit from into the future.
o Focus on positive cash-flow, not profits. The simple secret to wealth is to ensure that you have more real cash coming in than going out. I worked for years to build up an “asset” only to find that I could not sell it and it became a liability. Now I enjoy a positive cash-flow in my life.
o Make sure that you do not have to wait too long for the benefits to arrive. This is the biggest reason I do not do MLM and why 95% of people do not succeed in MLM. You have to work at it long enough to become one of the top 5% to make the real money.
o Chose the right team to work with. This is one of the most important aspect of any opportunity, if you are reliant solely by yourself then you are limited to what you can achieve, however the wrong team can be worse that no team at all, so choose a team that will support you and assist you in your success.
o Find a way to help others. Always remember that people part with their hard earned money for one reason and one reason only, because they will benefit from it. Even if that benefit is the simple pleasure of giving, so when someone has given to you, make sure you give in return and visa versa.
o Have a clear purpose. You must know what your outcome is for anything you do, this means that you know your reasons for doing something and you know what success looks like. When you want success you must know what it looks like, that is why you must have clear goals.
o Make sure the opportunity is one where you can talk to people that are successful in it and that they had success within the timeframe you are wanting for yourself.

I have been blessed with an opportunity that has allowed me to change the direction of my life completely, now it is your turn to take the actions you need to take to join me and the thousands of other across the world that have set themselves free.

Whichever opportunity you choose, make sure you fully trust the person you are introduced by and that they are part of a winning team.

Remember there is one golden rule with any change you want to make in you life – take ACTION NOW!

Regards
Chris Ball.
http://www.IDeserveMoneyNow.com/