Wednesday, 24 September 2008
Surviving the Credit Crash
I believe that events like the collapse of Lehman Brothers and the other major banking and insurance institutions are just the beginning. It is clear that the underlying confidence in the finance and banking system that is the cornerstone of a prosperous society has been deeply shaken and will take several years to fully recover.
The knock on effect of banks stopping lending is that many businesses have trouble managing the inevitable cash flow crisis. This means that they have to cut costs and in turn this results in a slowdown in the economy. As the economy slows, some businesses loose orders and then fail, resulting in a deepening of the slowdown.
As businesses start to fail, the banks then become more cautious and the situation just gets worse.
As a result of the credit crunch my business of 11 years when into liquidation in July and it had a major impact on me as I was left carrying the can for about half a million pounds of debt that I was responsible for.
Luckily I was introduced to an online opportunity that has allowed me to replace my income as the owner of an I.T. company and then some, but it will still take a long time to clear the backlog.
But I am not the only person to find themselves out of work with large amounts of debts to clear; there are thousands of people from all kinds of businesses that have suddenly experienced similar problems.
I am sure that online and work from home businesses and other opportunities will see a major increase in the coming months and will grow steadily for several years to come, because people no longer want their lives to be at the mercy of a boss or business that they have not control over. Increasingly people want to take control of there own lives and money, chart their own destiny and become truly free.
Now I have no one telling me what to do, I work or otherwise based on what I want to do. I no longer have to work to anyone’s time table but the one I set for myself.
Having spent the last 9 days in the South of France enjoying a relaxing time, I have had the ability to realise just how luck I really am now that my business is gone. I can now go away whenever I choose, I can work or not as I choose and yet money continues to come to me anyway.
Life really is wonderful
Chris
http://www.itis2easy.com/
Saturday, 20 September 2008
Enjoying the sun and thinking of you.
I am in France right now on holiday enjoying the wonderful weather and food. The South of France is truly wonderful and it is very different from other European destinations.
Whilst it is cheaper to travel to countries like Spain, Italy, Greece and others, the unique nature of France makes it a special place to visit. Some say the French are rude and the service is bad, but I have found the opposite to be true, as I have been enjoying a wonderful reception from everyone I have met.
It is hard to describe the difference I feel from the desperate financial situation I was in just a couple of months ago; in fact you can read about that on my last blog post at http://tlcriches.blogspot.com/2008/09/life-changing-experience.html. I posted that article because so many people wanted to know my story and where I had come from.
Now my life is very different both financially and emotionally. This month alone I have received £4000 in less that 20 days and I have been away for a lot of it. So I am now so much calmer, more relaxed and positive about the future. It is my aim to increase the amount I receive to over £5000 per week by Christmas so watch this space as it is a goal that I know I can achieve (mainly because others have done it before me).
If you are the type of person that wants to change your life then I look forward to helping you become financially free very quickly.
Regards
Chris
http://www.itis2easy.com/
Tuesday, 2 September 2008
A life changing experience
In the end the investment didn’t come through and the cash ran out, so the business had to close. I was so ashamed of this that I could not event tell my parents, brothers or children. I told only a few close friends and my ex-wife (I needed her to take my son for the summer to give me some space). During these 8 months I had been like a bear with a saw head and things were getting strained at home, so having the house to myself for the summer was a relief.
There I was in July, no income, no money in the bank, credit cards maxed out, the bank and mortgage companies breathing down my neck and no food. And I would not sign-on (English term for social security or government handouts).
At this point my girlfriend realised the situation I was in and gave me money for food and petrol so I could have my kids visit at weekends.
I felt like a complete failure at this point, I felt like I could not get any lower but I refused to give up and sign-on. I asked one of my friends for advice as I knew he had suffered a similar setback a couple of years ago, had refused to sign-on and had turned it around.
I had been focusing on “how can I fix these problems” instead of “what do I want and how does it feel to be in a place of success”
He gave me some very simple advice and introduced me to a method to generate money coming in within a few weeks.
He got me visualising every day, taking positive action in the direction of my goals every day, and never giving up. For weeks I worked about 15 hours a day, 6 days a week (my kids were there on Saturdays), learning about marketing the opportunity he had introduced me to, and simply not quitting!
Now only weeks later, life is completely different, I have money coming in, I am able to pay my mortgage and life is looking completely different.
For a few weeks I had experienced life with a feeling of despair and hopelessness, really not knowing what I could do, but at the same time having my friend simply saying just keep doing what you are doing it will be fine. Then one day I finally worked out how to make his opportunity work and within a week money started to come in. Now I am receiving as much as I did when I was successful as Managing Director of my old business.
Now however, that money is different, for the first time in my life I have a feeling of gratitude every time I open the refrigerator and see food in it, before that had always been a given. When I fill my car with petrol, I say thank you when I see the gauge read full. When I open my wallet and see money in it, I realise how truly rich I am and remember what it was like to have no money and no food. So now I am grateful every day.
The other amazing thing is that now that I have worked out how to succeed with this opportunity, I am only spend about 2-3 hours a day on it and I can do it from anywhere.
While all this was happening a couple of people I had worked with over the years heard that my business had gone and that I was not working and gave me a call. Both of them spent long hours on the phone and in person explaining how they had great businesses and wanted me to come on board and help them make a success of them. They sang my praises and told me how they had admired my abilities, passion and dynamism. Both of them also asked me to come on as a partner in their business, with shares and a very nice exit plan in 3 years.
Suddenly I realised that I had been sent these hard times to teach me four important lessons.
1. Learn to really appreciate the things you have and respect them as only being temporary. Because you can loose them at any time.
2. Realise that it is not the things in our lives that make us who we are, but the live within us that brings the things to us.
3. You do not need as much as you think you do, but that you can have far more than you can imagine: when you let go of fear.
4. In addition, I learned that there is more to my life than working in a business to become fabulously wealthy in the future. I now realise that I have the opportunity to spend time for myself, take time to decide what I really want to do and to do only that which brings me happiness.
So I told both of these people that I need time to let my life settle and to decide where I want to go in the future, and that they should call me back in a few months.
I really think it is time for me to pursue some of my childhood dreams, to try my hand at the things I let slip by when I was young. I want to travel and visit people I have not seen for a while, preferably in sunnier locations than England.
So if you are still reading, I am fine, life is good and the future is really bright. I love my life and I wouldn’t change a thing, I wouldn’t change the failure of my business, the hard times that followed, even the days when I was eating food that really should have been thrown away or when I visited friends to get a decent meal.
Life is for living, so relax and enjoy the ride, both the good times and the bad, they are sent to help you grow and become all that you can be. If I am not fully happy I always ask two questions: what do I think I need right now? and what lessons do I need to learn?
Often the thing I think I need isn’t the most important thing in my life really, and the lesson can often be to appreciate that which I already have and focus on the things I can do right now to take my life forward in happiness.
I have finally learned what an “attitude of gratitude” really is.
Love always,
Chris
http://www.itis2easy.com/
Thursday, 21 August 2008
How will the credit crunch affect you?
With credit harder to get, mortgages becoming an ordeal and banks running scared of lending to industry, jobs are starting to go and the knock on effect is more bad debt, pain and misery. This means that consumers are starting to cut spending which is impacting the exports of manufacturing nations such as Korea, India, China and others.
This is the perfect recipe for a global recession the like of which has not been seen for over 70 years.
But there are areas of the global economy that really are booming, allowing many people to change their lives and set themselves free from the stress of trying to keep a job (an acronym for Just Over Broke).
Which sector is growing and expanding despite the economic blues? – The home opportunity sector.
Why is that?
More and more people and turning to home based opportunities to provide them with a safety net in the event that their J-O-B goes the way of so many others.
The government has been tireless in their desire to get more and more people to work from home in order to help meet their environmental targets, while also encouraging mothers to stay home and care for their children.
Numerous studies have shown that the social and emotional development of children benefits from mothers looking after children in the home for the first few years of their lives. BUT! Only if this does not add to the stress of the family through financial worries.
So when we look at the economy, the environment and the family, staying home is a benefit to all, but all too often the options for receiving a life changing amount of money are limited.
However, when you factor in the cost of child care, travel, work clothes etc, often the actual cost of going out of the home for work can be much higher than you think.
When I quit working recently, I was amazed at the real cash savings I made straight away; so much so that those savings alone are enough for me and my family to go out for a very nice night out on a regular basis.
http://www.itis2easy.com/
Of course this opportunity has also allowed me to receive enough money to replace what I was earning and the Managing Director of a successful Computer company, but without the stress.
This opportunity has really changed my life and the lives of thousands of people from all walks of life, allowing ordinary people to lead extraordinary lives.
http://www.itis2easy.com/
Take a look at the video on the second page, it cost nothing to find out about this opportunity, but it really could change your life for ever.
To your success
Chris
P.S. I really do not miss going out to work every day, all I do now is coach other people to do the same I am, and I love it. http://www.itis2easy.com
Thursday, 14 August 2008
I like staying home
All I do now is stay home and coach other people to allow them to do the same! Isn't that so wonderful. I have been home now for a few weeks and I have found that if I just keep contacting friends and say busy the time just flies by, while I just have fun.
I love it.
I want to create another video but Hilal has borrowed my DVD camera and left it at her place in London.
So you will just have to wait.
Chris
If you want to stay home find out how at: http://www.itis2easy.com
Wednesday, 6 August 2008
Making a Life - the final cut
So I spent a little longer to get the video finished, which is because I really wanted to make it a live action video instead of a screen capture video.
I have nothing against screen capture videos, I have seen some really great ones, I just thought it would give me a real challenge to create and edit a live action video using my DVD camcorder.
I have learned a great deal about the whole process of creating a video and I now know that I really enjoy it! It is so much fun.
I would love it if you would check out the final version and let me know what you think.
http://www.youtube.com/watch?v=DYRLIpBoiGw
Now, making the video is only the first part of the process, but it is important to make sure it is watch-able, so I sent the first version to a number of close friends and asked for feedback.
This was a good move because the feedback really helped and I re-edited the video and ended up cutting about 3 minutes from it.
The idea is to promote my website http://www.itis2easy.com so I have that link at the end of the video, but I did not want to plaster the link throughout otherwise people would have simply seen this as a promotional video.
The question I am asking myself is, whether the link should have been in the video as well as at the end, but time will tell on that one.
Also, I wanted the video to appear in as many places as possible, so I used TubeMogul (http://www.tubemogul.com) to upload the video to multiple websites for me.
The next stage of the process is to create links to these videos from multiple sources and to create links from these videos to my website.
All the best,
Chris
http://www.itis2easy.com/
P.S. The video is currently posted to:
http://video.yahoo.com/watch/3240628/9140810
http://vids.myspace.com/index.cfm?fuseaction=vids.individual&videoid=40131736
http://www.metacafe.com/watch/1586991
http://video.google.com/videoplay?docid=321477832392989663
http://revver.com/video/1089261/making-a-life
http://uncutvideo.aol.com/videos/b0a74d0e78ffd365f62f600021f34977
http://www.dailymotion.com/video/x6ctyj
http://www.blip.tv/file/1149191
http://www.veoh.com/videos/v15499341mtGT4j8S
http://www.stupidvideos.com/video/science_technology/Making_a_Life_2
http://sclipo.com/video/making-a-life_2
http://www.howcast.com/videos/24048-Making-a-Life
Tuesday, 29 July 2008
Making a Life
…. I asked myself a question.
A question I did not like the answer to.
When life throws you a bum steer, what can seam like a disaster can end up in a better life. It is all about the decisions you make to take yourself forward.
I went through a very painful divorce and found myself a single parent, with no idea what I was supposed to be doing.
You see, I had done everything I thought a good husband and father was supposed to do, and I thought I had done a good job, but I still ended up divorced raising two kids alone. So I then found myself completely re-evaluating what I was doing and why I was doing it.
I knew I had to change my life to be a better father and to give my children the time they needed. It took me some time to really sort myself out, but in the end I found the way to be able to stay home and be there for my children when they really needed me.
That is what this video is all about.
How I came to the choice of staying home and using the power of the Internet to allow me to provide for my family.
Enjoy the video.
Chris